Health Care Reform Essay Example | Topics and Well Written Essays - 3000 words

Health Care Reform - Essay Example Some the benefits include allowing children to purchase insurance, at the start of 2014 women will no longer be charged more than men. Insurance firms will also be regulated so that they are not able to hike insurance rates when an individual falls ill will be of benefit to all the citizens. This regulate of the insurance will greatly help in ensuring that the health of any individual is not jeopardize just because of their social status and age The ability of state-based exchanges will also allow persons who are unemployed to purchase insurance. Subsidies will also be provided to those families that are below the federal poverty level. These reforms will be a great boost to most of the citizens who do not earn a decent income (Jill, 2012). Healthcare in the United States is a fundamental part of living. This is due to the many health issues that Americans face in a daily basis. However, the healthcare structure in the America is faced by a big problem of expensive services, which is not affordable to most of the people. A big percentage of American population is not medically insured and this leads to the physician visits being too expensive for an ordinary citizen. Approximately 44million Americans are not insured and an additional 38 million have insufficient health insurances. This population lives each day not sure what would happen if they fell sick or were in need of medical attention. The absence of a medical insurance therefore means that they cannot visit the physician for regular check ups and will always postpone illnesses or trips to the doctor because they simply cannot afford it. Delayed medical care for fear of expenses is a disaster considering the number of people in the country and the illnesses that could be treated early turning fatal. People without health insurance are at the greatest risk of not catching illnesses early enough and not acquiring medical